Debt Review Removal Services

Remove Debt Review

Dealing with debt review removal can be overwhelming. If you’re under debt review, it might feel never-ending. But don’t worry—our debt review removal service is here to help you remove debt review, gain financial freedom and guide you through the entire debt review removal process.

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Request a Free Debt Review Assessment

How does it work?

Understanding Debt Review

To terminate the debt review process and remove the notice from your credit reports, start by assessing whether your financial situation has improved enough to handle creditor repayments on your own, indicating you are no longer over-indebted. Next, obtain a court order to legally declare your improved financial status, even if there wasn’t a previous court order for your debt review. Finally, update the credit bureaus through the NCR Debt Help System to ensure your records are accurate and the debt review notice is removed. This allows you to pay creditors directly, complying with the National Credit Act, and enhances your financial independence and creditworthiness.

Our Solutions

Who Can Benefit from Our Debt Review Removal Service?

Wrongly placed under debt review

You’ve been incorrectly placed under debt review and need help rectifying the situation

Paid up all accounts

If you’ve paid up all accounts previously under debt review but are still facing financial restrictions.

No longer over-indebted

If you’re no longer over-indebted and are capable of meeting your monthly debt repayments at standard rates;

How We Help

Proven Debt Review Removal Process

Breaking free from debt review is a structured and supportive process.

01. Fill Out Our Online Form

Start by filling out our online form and giving us consent to conduct a free assessment of your case. This allows us to understand your financial situation and tailor our services to your needs.

02. Consult with Our Specialist

Set aside just 10 minutes for a call with our specialist consultant. During this call, we’ll discuss your individual circumstances and outline a plan to remove you from debt review.

03. Discuss Costs and Timeframe

Get a clear understanding of the costs involved and the timeframe for your debt removal. We’ll finalise a plan that suits your financial capacity and goals, ensuring transparency every step of the way.

Why Choose Us

Unique Value Propositions You Can Trust

Expert Guidance

Our experienced team provides dedicated support to navigate the complexities of debt review removal effectively.

Customised Solutions

We understand that every financial situation is unique, which is why we offer tailored solutions that meet your specific needs.

Proven Results

With a track record of success, we empower clients to achieve credit clearance and financial independence.

Ready to Enhance Your Credit Profile? We’re Here to Help You Remove Debt Review!

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Simplifying Everyday Life

Frequently Asked Questions

Find answers to commonly asked questions about debt review removal.

What is the debt review removal process?

The debt review removal process begins once your debts have been fully settled or if the court has declared that you’re no longer over-indebted. You will need to obtain a clearance certificate from your debt counsellor, which confirms that all accounts included in the debt review are settled, and all credit agreements (except a home loan) are up to date. Once this certificate is submitted to the credit bureaus, your debt review status will be removed.

Can I remove debt review myself?

No, you cannot remove yourself from debt review. Only a debt counsellor or a court can formally remove the debt review status. You need to either complete the debt review process by paying off your debts or apply to a court for removal if you can prove that you’re no longer over-indebted.

How much does it cost to remove a debt review in South Africa?

The cost to remove a debt review typically depends on whether you are applying for the clearance certificate after paying off your debts or seeking court intervention. The fees for court applications may vary, but legal costs can range between R3,000 and R30,000. Contact your debt counsellor for the clearance certificate, which is usually part of their services, though some may charge a small administrative fee.

How long does it take to be cleared from debt review?

Once all your debts are settled and the clearance certificate is issued, it usually takes around 21 to 30 business days for credit bureaus to update your status and remove the debt review flag from your credit profile.

Is debt review a criminal record?

No, being under debt review is not a criminal record. Debt review is a legal process designed to help you manage and repay your debts. It does not appear on your criminal record and is only reflected on your credit report.

Can debt be removed from credit report?

Yes, once you’ve settled the debts under the debt review process and obtained a clearance certificate, your debt review status will be removed from your credit report. However, the record of late payments or default on credit agreements before debt review may still appear for a few years, but the debt review status will no longer affect your ability to apply for credit.

Client Experiences