To terminate the debt review process and remove the notice from your credit reports, start by assessing whether your financial situation has improved enough to handle creditor repayments on your own, indicating you are no longer over-indebted. Next, obtain a court order to legally declare your improved financial status, even if there wasn’t a previous court order for your debt review. Finally, update the credit bureaus through the NCR Debt Help System to ensure your records are accurate and the debt review notice is removed. This allows you to pay creditors directly, complying with the National Credit Act, and enhances your financial independence and creditworthiness.